Our Approach

Our Process

The four-step consultative process.

Financial planning mirrors life in many ways—it’s ever-evolving. That’s why we continually evaluate—and reevaluate—your needs, your goals and the life events that may require refinement of your plan. We take a proactive and holistic approach to building and implementing a plan that lets your wealth work for you. Working with BNC means you’ll experience a relationship based on open dialogue, integrity and trust.

Our consultative process incorporates four steps: evaluate, plan, implement and monitor.

Wealth Compass

Step One: Evaluate

In order to craft a personalized financial strategy, we identify your priorities, risk tolerance and service preferences. By establishing where you are and where you want to be, we can design an unbiased, customized plan.

Step Two: Plan

Guided by our evaluation, we’ll provide a detailed recommendation and then agree on a definitive course of action. If some recommendations require the need for other professionals, such as your attorney or tax professional, we’ll gladly include them whenever appropriate. We recognize that your plan needs to be as flexible as your personal goals, and adjustments will be made as necessary to reflect the unique developments in your life.

Step Three: Implement

Once a course of action is determined, we will deploy a team of specialists to carry out the plan. Those specialists will employ a variety of financial products and services to proactively address your needs.

Step Four: Monitor

Our specialized professionals will not only manage your portfolio, they will be there to make valuable recommendations to adapt to ever-changing markets. As your personal situation changes, consult with your advisor to adjust and plan accordingly. We’ll update you regularly—helping you prepare for every milestone.

Bank of North Carolina is a Division of Pinnacle Bank and is Member FDIC and an An Equal Housing Lender Equal Housing Lender. Only deposit products are FDIC insured. Loans are subject to credit approval. The information provided herein should not be considered tax or legal advice. Please consult with your attorney or tax advisor on your individual circumstances.