Strategic Credit


Cardinal Elite

No big picture is complete without taking care of the intricacies of the day-to-day details. With this in mind, the Cardinal Elite package has been designed specially for our affluent customers, and offers convenience as well as outstanding benefits.

Cardinal Elite Checking

  • Ability to earn interest
  • Complimentary overdraft transfers
  • Complimentary official checks
  • Complimentary Cardinal Elite check orders
  • Complimentary telephone transfers
  • Complimentary payments
  • Non-BNC ATM fees waived (unlimited)
  • Free Remote Deposit Anywhere, our remote deposit service.
  • Mobile carrier fees for message and data plans may apply
  • Free Online Banking with BillPay
  • Internet service provider fees may apply
  • Free Mobile App
  • Mobile carrier fees for message and data plans may apply
  • Complimentary Safe Deposit Box¹ (any size)

Cardinal Elite Home Equity Line of Credit

  • Preferred rates available

Cardinal Elite Line of Credit

  • Unsecured
  • Revolving line of credit
  • Line amount from $10,000 minimum to $100,000 maximum
  • Preferred rates available

Cardinal Elite Money Market

  • Available with Cardinal Elite Checking

Cardinal Elite Market Line

Credit line using eligible securities as collateral. Does not disturb investment portfolio.

  • No annual fee, no set-up fee, no cancellation fee
  • 36 month term
  • $50,000 minimum line size
  • Ability to borrow up to 50% of portfolio value
  • Flexible payment option of monthly interest only
  • Variable Rate (Wall Street Journal Prime + 0%)
  • 3% Floor
  • Trading permitted
  • Advances by check, in person, by phone or online banking
  1. Subject to availability; Non-deposit product; Not FDIC Insured; Not Insured by any Federal Government Agency; Not Bank Guaranteed

Bank of North Carolina is a Division of Pinnacle Bank and is Member FDIC and an An Equal Housing Lender Equal Housing Lender. Only deposit products are FDIC insured. Loans are subject to credit approval. The information provided herein should not be considered tax or legal advice. Please consult with your attorney or tax advisor on your individual circumstances.